6 Most Affordable U.S. Cities (Updated for 2025)

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Whether you’re right out of college looking for new opportunities or just need a change in your life, moving to one of these new areas can be an exciting step. Cities can bring lots of developments to your personal life or career. However, aside from thinking about the location, you should also have your eyes set on the most affordable U.S. cities. 

Numerous locations can have higher housing, rent, and cost of living prices. As someone trying to find their footing in life, you have to be wary of the financial impact of settling in a U.S. city. Even with a substantial source of income, a lower cost of living means you get to put more money into your savings and investments. 

It can be challenging to decide which is the best fit for you. Luckily, some of the most affordable U.S. cities offer lower prices and fantastic locations that you’ll find fulfilling. 

1. Springfield, MO 

Missouri is a wonderful state. Housing costs are 20% lower than the average throughout the U.S., making it a prime investment destination. Kansas City and St. Louis are popular areas because they are urbanized and metropolitan, but you may want to check out Springfield, too. The area is very metropolitan, but it is also surrounded by greenery on the edges. 

The Queen City of Ozarks is home to many things, such as Abraham Lincoln’s longtime residence and the birthplace of Dr. Seuss. Festivals are frequent in this space, which makes it a lively scene despite being an under-the-radar city.

Pricing also makes the location more attractive. The housing costs take a substantial amount from the income but the goods and services within the city are much lower compared to other cities in the list. 

2. Fort Wayne, IN

Fort Wayne is located in the Midwest and is one of the best places to try out if you want to focus on affordability. This Indiana city has a low cost of living, that will help you get the most out of the money you earn and allow you to indulge in the attractions the city offers, like the Fort Wayne Children’s Zoo or the Foellinger-Freimann Botanical Conservatory. 

Its homeownership rate was 62.6% in 2022, which is ideal for older adults who want to settle down. If you prefer to rent instead, it’s still relatively affordable to go to. There are also listings available, from condos to townhouse complexes. The transit makes it easy to commute to your workplace and back home if you’re doing on-site work. 

What makes Fort Wayne even more ideal is that it’s just a reliable space. You can expect to find relaxing bars, beautiful parks, and recreational areas to dedicate your weekends to.

3. Huntsville, AL

Located in the Southeast, Huntsville has ranked the number one best place to live in Alabama. The cost of living is slightly higher than the state’s average, but it tends to balance out in the resident’s monthly rent and home prices. The median monthly rent comes in at $750, and home pricing is around $168,900. 

There are many employment opportunities with big-name companies like Huntsville Hospital and Millennium System Services, a computer maintenance and repair company. If you want to focus on studies, The University of Alabama at Huntsville and Alabama A&M University are popular picks. 

If it’s your first time in the city, always make a point to explore. Hiking enthusiasts can find joy in trekking Monte Sano and Chapman Mountain. If you prefer to walk, the Historic Huntsville Depot and Museum are great public grounds to check out. 

4. Wichita, KS

Kansas is beautiful location in the Midwestern region. You can buy a sizeable house under $200,000 on average, which is perfect for buyers looking for a starter home. What makes it better is that it’s in the middle of the whole country, so you can look forward to traveling too.

Wichita is one of the most affordable U.S. cities to try out. The median monthly rent is around $1097, and you can expect home prices to follow the same price range as the rest of Kansas. 

If you’re visiting to scope the location, put the Keeper of the Plains on your list. The space honors indigenous heritage with metal sculptures, and you can enjoy a lovely view of the river. 

5. Green Bay, WI

Wisconsin is home to Green Bay, which is one of the best cities you can go for when you’re seeking affordability. You need a household income of $61,150 for the living costs, which is 14% lower compared to other areas. 

While it seems like a tall order, homes actually tend to cost and utilities are 26% and 12% lower respectively. Granted, the transportation costs are a little higher. If you can work form home, this can help you save more money. 

Green Bay is home to several great museums, including the National Railroad Museum, Neville Public Museum, and Green Bay Packers Hall of Fame and Museum. If you’re looking for fun, check out the amusement park and wildlife sanctuary by Bay Beach.

6. Lafayette, LA

Louisiana is a tourist hot spot, but you can live comfortably here for an affordable price. Lafayette specifically is a great, cozy city with low housing, goods, and services costs. However, there is a larger population in the Pelican state, so it’s key to plan out your move to this location before you get on a plane. 

Just like many cities in Louisiana, expect to hear live Cajun and zydeco music in Lafayette. Their charm could also lie in their flavorful cuisine, where you can taste French-influenced dishes and Creole creations. 

If you have little ones with you, you can take their curious minds to spaces like the Children’s Museum of Acadiana or Lafayette Science Museum. The Acadian Village is also a cozy cultural center. Cajun Country Swamp Tours are also ideal for first-timers. 

Consider Your Options

Before packing up to your city of choice, sit down and think about what area would benefit you best. Would you do better in colder, snowy climates with lots of outdoor activities or a warm, beachy atmosphere with tons of nightlife? Whichever suits you and your budget will be the best choice.

Original Publish Date 2/14/2023 — Updated 1/3/2025